We’re independent so we look after your interests.
Talk to anybody in your bank or building society and you’ll quickly realise they’re recommending from a very small range of products – usually their own. But talk to GEM Mortages and it’s very different.
We are certified Independent Mortgage Brokers which means we’re not tied to any particular mortgage provider. In fact, we’re not allowed to be.
We deal in scores of different mortgages and life insurance policies, and our specialists have access to constantly updated market data that allows us to identify the products that better fit your needs and offer the best value.
For most people, their home is the biggest investment they make in their life. Only an impartial expert can help you get the mortgage that makes the most of it.
Remortgaging. Maximise the gain, minimise the risk.
Freeing up some of the equity in your house to gain a substantial sum of money to spend as you wish can make a lot of sense. But we’d be irresponsible to suggest it is something to do without proper consideration.
That’s how an Independent Mortgage Broker like GEM can make a big difference.
We’ll explain exactly what’s involved – the different ways to remortgage your property, the different amounts you could consider taking as capital, and exactly how much each costs. We give you the knowledge to make a sound decision and help you retain a significant equity in your home.
And, just as with a new mortgage, we’ll search thousands of products to make sure you get best deal and a package that meets your needs. Talk to GEM, then decide.
One life, but thousands of insurance policies.
Life Insurance does two things. First, it gives you and your family instant peace of mind. Secondly, should something unforeseen happen, it makes sure that nobody is suffering financially at a time that may be difficult in other ways.
At GEM we are experts in Life Insurance because it is often so closely tied to finding a home and a mortgage.
We deal with a whole range of top insurance companies like Bupa, Aviva, Legal and General, Axa, Prudential, Zurich and LV, and will analyse all the latest products to recommend the ones that fit your own particular requirements and budget perfectly.
We can also assist with other insurance products, such as Critical Illness, House and Contents, Family Income Benefit, and more. Our aim is to recommend the right policy so you can rest easy, knowing there won’t be any quibbles or shortcomings if ever you need it.
FOR YOUR NO OBLIGATION INSURANCE QUOTE PLEASE CLICK HERE OR PHONE 0845 643 0768
We value all GEM customers and are committed to treating you fairly. We follow the strict guidelines of the Financial Services Authority, our regulators, not because we have to but because we think it’s the right way to conduct our business.
This is what we promise to do:
IF YOU HAVE A COMPLAINT
If you are dissatisfied with any aspect of our services, please contact us by letter, phone or email.
Gem Mortgages
5, Langthwaite Lane
Scawthorpe
Doncaster
DN5 7XW
Phone: 01302 786745
Email: admin@gem-mortgages.co.uk
MORE ABOUT OUR STANDARDS
If you’d like to know more about our services under the guidelines set out by the Financial Services Authority, drop us an enquiry and we'll be happy to discuss it further with you.
We subscribe to the Financial Ombudsman Service